Heritage and People's Choice is a mutual bank formed in March 2023 through the merger of Heritage Bank (founded in 1875 as the Toowoomba Permanent Building Society) and People's Choice Credit Union. As a member-owned institution, it operates with a focus on returning value to its members and communities rather than generating profits for shareholders. Headquartered in Toowoomba, Queensland, with a significant corporate office in Adelaide, South Australia, it serves over 720,000 members across Australia, offering a comprehensive suite of financial products including savings accounts, home loans, credit cards, insurance, and financial planning.

Founded in

United States