Happy Money is a U.S.-based financial technology company dedicated to improving people's financial well-being by helping them eliminate high-interest credit card debt. The company operates as a platform that originates personal loans, branded as the "Payoff Loan," by connecting qualified borrowers with its lending partners, which are primarily credit unions. Its mission is to blend psychology and finance to develop tools and services that help people transition from borrowing to saving, thereby fostering a healthier relationship with money.

Founded in

United States