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See what Social Scout found of Frank Winston Crum Insurance
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Social Scout
See what Social Scout found of Frank Winston Crum Insurance
Provided by TrustFinance AI Analysis
United States
2003 (23 Years)
Last online: No recent activity
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2.67
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License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Get to know Frank Winston Crum Insurance
Get to know Frank Winston Crum Insurance
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Summarization
Frank Winston Crum Insurance (FWCI) is a commercial insurance carrier founded in 2003, although its roots trace back to 1981 with the establishment of the Great American Temporary Service by Frank W. Crum, Jr. and his father, Frank Crum, Sr. FWCI is part of the larger FrankCrum family of companies, which also includes FrankCrum PEO, FrankCrum Staffing, and FWCI itself. The company has steadily expanded its market reach and service offerings, becoming a significant player in the commercial insurance sector.
FWCI's history is marked by consistent growth and recognition. From its humble beginnings as a single-state carrier, it has secured licenses in most US states, demonstrating its commitment to national market penetration. This growth has been accompanied by significant accolades. The company has repeatedly been recognized as a Top Workplace by the Tampa Bay Times, solidifying its reputation as a desirable employer and hinting at a strong internal culture that likely translates into positive customer experiences.
The foundation of Frank Winston Crum Insurance lies in the entrepreneurial spirit of the Crum family. The initial venture, the Great American Temporary Service (1981), laid the groundwork for the future expansion into insurance. The establishment of Ameristaff (1986), later rebranded as FrankCrum, marked a significant step towards diversification and growth. The formal incorporation of Frank Winston Crum Insurance in 2003 solidified the company's presence in the insurance market, focusing primarily on workers' compensation insurance. This strategic move broadened the FrankCrum portfolio, offering a comprehensive suite of services to businesses.
Key milestones highlight the company's journey. The first Top Workplace award in 2010 validated their commitment to employee well-being. The introduction of general liability insurance in 2013 expanded their product offerings. The co-presidency of Haley and Matt Crum in 2020, alongside Frank Crum, Jr. as CEO, reflects a transition to a new generation of leadership while maintaining the family's close involvement. The 2021 and 2023 anniversaries—the 40th and 20th, respectively—underline their longevity and enduring success.
FWCI operates within the legal and regulatory framework of the insurance industry. It holds the necessary licenses to operate in the majority of US states, reflecting a commitment to compliance and a broad reach across the country. Operating with an admitted status signifies adherence to state regulations, ensuring policyholders are protected under established legal frameworks. This regulatory compliance instills confidence in FWCI’s trustworthiness and its dedication to responsible business practices. However, prospective clients should always independently verify the company's active licenses in their specific state.
FWCI's core offerings center on two essential types of business insurance:
FWCI's offerings extend beyond the standard policies to cater to specific business needs, covering various types of contractors such as air conditioning, alarm, artisan, electrical, landscape, service, and swimming pool contractors.
FWCI offers more than just insurance policies. They provide a comprehensive suite of services to support their clients:
FWCI's premium rates are tailored to individual business needs and coverage types. While specific pricing isn't publicly listed, the company is consistently lauded for offering competitive rates. This competitive pricing strategy positions them favorably against industry rivals.
Direct comparison to industry averages requires access to comprehensive market data that is not readily available in publicly accessible sources. However, FWCI's reputation for competitive rates implies that their premiums are likely in line with, or potentially even below, industry benchmarks.
FWCI recognizes the value of incentivizing their clients. They offer a range of discounts to make their insurance more accessible and affordable:
While specific limited-time offers may vary, FWCI regularly collaborates with agents to create customized deals and promotions. It is recommended to connect with an agent for the latest offers.
FWCI makes it easy to get in touch:
Specific details about 24/7 support and multilingual options are not publicly advertised. However, given the company's focus on customer service, it's likely that some level of extended support may be available, although contacting them directly is the best way to confirm.
Information on significant drawbacks is limited. However, as a privately held company, FWCI's decision-making processes might be less transparent compared to publicly traded counterparts. This is not necessarily a negative, but it's a factor to consider.
Frank Winston Crum Insurance presents a compelling option for businesses seeking reliable workers' compensation and general liability insurance. Its history demonstrates consistent growth and adaptability, and its reputation for competitive pricing and efficient claims handling is notable. While limited information exists regarding potential drawbacks, the company's strong standing within the community and its commitment to client service suggest it's a worthwhile consideration for businesses, especially small to mid-sized enterprises and those in industries with higher risk, such as construction.
1. What types of insurance does FWCI offer?
FWCI offers workers' compensation and general liability insurance, including excess liability coverage.
2. How does FWCI handle claims?
FWCI prioritizes efficient claims management to minimize disruption and financial loss for its clients.
3. Is FWCI licensed in all states?
FWCI is licensed in most US states, but it's crucial to verify its licensure in your specific state.
4. What are the premium rates like for FWCI?
FWCI offers competitive premiums tailored to individual business needs and coverage choices. Direct comparison with industry averages needs further investigation.
5. Does FWCI offer any discounts or special offers?
Yes, FWCI offers several discounts, including multi-policy discounts, safe driver discounts, and loyalty rewards. Contact them or an agent for the latest promotional offers.
