Founded in 1962 in Live Oak, Florida, First Federal Bank is a community-focused mutual institution, meaning it is owned by its depositors rather than stockholders. This structure allows the bank to prioritize customer service and community reinvestment over shareholder profits. Over the decades, it has grown significantly through organic expansion and strategic acquisitions, now serving communities across Florida, Georgia, South Carolina, and North Carolina. The bank provides a comprehensive suite of financial products, including personal and business checking and savings accounts, mortgage and consumer loans, and wealth management services.

Founded in

United States