First Factoring PLC is a publicly traded, non-banking financial institution based in Sofia, Bulgaria. Licensed and regulated by the Bulgarian National Bank (BNB), the company focuses on providing flexible working capital solutions to small and medium-sized enterprises (SMEs). Its core services include the purchase and management of commercial receivables (factoring), which helps businesses improve their liquidity and manage cash flow effectively. Established to support the growth of Bulgarian businesses, the company has been listed on the Bulgarian Stock Exchange since 2012.

Founded in

Kazakhstan