Founded in 2007, Fifth Season Financial is a specialty lending company that assists individuals facing serious health issues. Through its Funds for Living and Giving (FLAG) Program, the company provides a non-recourse loan, or cash advance, to clients using their existing life insurance policy as collateral. This allows policyholders to access a portion of their policy's face value immediately to cover medical bills, living expenses, or other needs, without selling their policy. The advance, plus interest and fees, is repaid from the policy's proceeds after the individual's passing, with any remaining funds going to the beneficiaries.

Founded in

United States