Founded in 2017 in Tallinn, Estonia, ESTO has grown to become a leading financial technology company and provider of "buy now, pay later" (BNPL) services in the Baltics. The company's mission is to create a new generation of payment solutions that are simple, smart, and accessible for both merchants and consumers. ESTO offers a comprehensive platform that includes various payment methods for e-commerce and retail, consumer financing, and a mobile app for managing purchases and credit, aiming to streamline the shopping experience.

Founded in

Estonia