Deko, the trading name for Pay4Later Ltd, is a UK-based financial technology company that operates a multi-lender retail finance platform. Its mission is to simplify and improve the process of offering and obtaining point-of-sale credit. The platform allows merchants to offer their customers a range of financing options from multiple lenders through a single, seamless application process, thereby increasing sales and customer affordability. Founded to transform the retail finance industry, Deko provides the technology that connects retailers, lenders, and consumers for instant credit decisions.

Founded in

United Kingdom