Founded by entrepreneur Angel Rich, CreditRich is a Black-owned financial technology company with a mission to bridge the wealth gap and provide a pathway to credit for underserved communities. The company's mobile application allows users to link their bank accounts, identify recurring expenses like rent, utilities, and subscription services (e.g., Netflix, Spotify), and have those on-time payments reported to major credit bureaus, primarily TransUnion. This process helps users, particularly those with little or no credit history, to establish and improve their credit scores, thereby increasing their access to financial products and opportunities.