The Catalyst Card Company is a UK-based financial services provider operating as a trading name of The Finance Company Group Limited. Its core product is the Catalyst Prepaid Mastercard, designed specifically for individuals with impaired or limited credit histories. The company's mission is to help customers improve their credit scores through a "Creditbuilder" feature, which reports regular payments to a major credit reference agency. The service functions as a prepaid card for spending, but the subscription fee is treated as a form of credit agreement to facilitate credit history reporting, positioning it as an alternative to traditional credit cards for those looking to rebuild their financial standing.

Founded in

United States