Established in 1999, Card-works Sdn Bhd is a leading payment solutions provider in Malaysia and the wider Southeast Asian region. As a member of the CTOS Digital Berhad group, the company offers a comprehensive suite of services covering the entire payment value chain, from card issuing and personalization to transaction processing and merchant acquiring. It serves as a third-party processor (TPP) for banks and financial institutions, managing their credit, debit, and prepaid card portfolios. For merchants, Cardworks provides integrated payment acceptance solutions, including point-of-sale (POS) terminals and e-commerce payment gateways, enabling businesses to accept a wide range of payment methods. The company is a certified Visa and Mastercard TPP and is fully PCI-DSS compliant.

Founded in

United States