Capital Access Financial, LLC, along with its associated companies, operated an illegal online payday lending scheme from the United Kingdom that targeted American consumers. The company used deceptive practices, including making loans that were void under state laws and collecting on them through illegal threats. In 2016, following a lawsuit by the U.S. Consumer Financial Protection Bureau (CFPB), a federal court ordered the company and its owner to cease operations and pay $131.5 million in penalties and redress for their unlawful conduct. The company is no longer operational.

Founded in

United States