Company Information

Get to know bread finance

Formerly known as Alliance Data Systems, the company rebranded to Bread Financial in 2022 to better reflect its transformation into a modern financial services provider. Bread Financial offers a suite of products including its "Bread Pay™" Buy Now, Pay Later (BNPL) and installment loan solutions for consumers at the point-of-sale, private label and co-brand credit card programs for various retailers, and direct-to-consumer "Bread Savings™" products like high-yield savings accounts and certificates of deposit. Its mission is to empower consumers with transparent and flexible payment options.

Industry

Financial Electronic PaymentPRIMARY
Financial Other Service

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bread finance

United States

Founded in

2014 (12 Years)

Founded

Last online: No recent activity

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OVERALL SCORE

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TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.

Markets.com

(327 reviews)

United States

2008

(18 years)

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This company is currently Unproved.

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License

A Grade License

Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.

B Grade License

Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.

C Grade License

Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.

D Grade License

From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.

TrustFinance is not a licensed financial advisor and is not affiliated with any financial institutions in your region. We encourage you to do your own research before making any investment decisions.