The company, legally known as Atom Bank plc, is the UK's first bank built exclusively for mobile. Launched in 2016, its mission is to challenge the traditional banking model by offering simpler, more transparent, and customer-centric financial products through a smartphone app. Atom Bank focuses on providing competitive savings accounts and residential mortgages, leveraging technology to create a more efficient and user-friendly banking experience. The company is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the PRA.

Founded in

United States