Apex Investimentos e Fomento Mercantil Ltda is a Brazilian financial institution focused on "fomento mercantil," a form of commercial development also known as factoring. The company's primary mission is to provide agile and less bureaucratic financial solutions to small and medium-sized enterprises (SMEs) to optimize their cash flow. They achieve this by purchasing their clients' credit rights, such as post-dated checks and trade receivables (duplicatas), offering immediate liquidity. Founded to support commercial and industrial activities, Apex positions itself as a strategic partner and an alternative to traditional banking credit.

Founded in

Brazil