Apaylo, legally known as Apaylo Finance Inc., is a Canadian financial technology company founded in 2018. It offers a comprehensive suite of payment processing solutions designed for businesses, enabling them to send and receive payments through various channels. The company's mission is to simplify payments by providing a single, modern API for services including EFT (Electronic Funds Transfer), Interac e-Transfer, credit card processing, and bill payments. Apaylo is a registered Money Services Business (MSB) regulated by FINTRAC, positioning itself as a secure and compliant partner for businesses looking to modernize their payment infrastructure.