Actuary, Inc. provides a B2B software platform designed to modernize credit risk assessment for lenders. The company's mission is to move beyond traditional, static credit scores by enabling lenders to leverage real-time, permissioned financial data, such as income and cash flow, directly from a borrower's bank account. This allows for a more accurate and current understanding of a borrower's ability to repay, aiming to reduce defaults for lenders and increase access to fair credit for consumers. The platform serves various lending sectors, including automotive, mortgage, and personal loans.

Founded in

Netherlands