123Credit.US is not a direct lender, bank, or loan broker. Instead, it operates as an online lead generator in the personal finance sector. The company provides a platform where consumers can submit a single application for a personal loan, which is then shared with a network of affiliated lenders. The company's stated mission is to simplify and expedite the process of finding a loan by matching applicants with lenders who may be willing to offer them credit. The service is free for consumers, as the company earns revenue from the lenders in its network.

Founded in

United States