India’s first NBFC-Factor (after RBI’s Jan 2022 regulation) based out of Jaipur, on a mission to bring Factoring, which was only available to corporates so far, to the MSMEs and especially support small ticket size trade to grow. Using technology as leverage, the company is bringing disruptive upgrades to the world of Working Capital Finance with Factoring – collateral-free finance, Embedded Finance, Co-lending and other customised short-term offerings. Headed by Dr Ravi Modani, PhD in Working Capital Management, 121 Finance is focused on delivering Working Capital loans backed by the knowledge and understanding of its core team in its third-generation legacy in business, banking and technology.