Founded in 2007, 1st Merchant Funding is a direct funding provider specializing in offering working capital to small and mid-sized businesses across the United States. The company's primary products are merchant cash advances (MCAs) and small business loans, designed to provide fast and flexible financing for businesses that may not qualify for traditional bank loans. Their mission is to support business growth by offering accessible capital for needs such as inventory purchase, expansion, equipment upgrades, and managing cash flow.