Founded in 2019, VIVA Finance is a financial technology company on a mission to build a more inclusive financial system. The company offers a voluntary employee benefit program that provides employees of partner companies with access to affordable personal loans. VIVA's unique underwriting process is based on employment data rather than solely on an individual's credit score, allowing them to serve a broader range of borrowers, including those who are often excluded from traditional credit markets. This B2B2C model helps employers improve their workforce's financial wellness while providing employees with a responsible alternative to high-interest payday loans.

Founded in

United States