The Home Ownership Company Ltd offers a shared ownership model designed to make homeownership more accessible. The company partners with aspiring homeowners by purchasing a property together. The customer contributes a deposit for a share they can afford (starting from 10%), and The Home Ownership Company funds the remainder. The customer then pays rent on the portion of the property the company owns and has the option to gradually buy more shares, a process known as 'staircasing', until they own the entire home. The mission is to provide a fairer, more flexible, and accessible path to owning a home, particularly for those struggling with large deposit requirements or mortgage affordability.

Founded in

United States