The Bancorp, Inc. is a U.S.-based financial holding company that operates through its primary subsidiary, The Bancorp Bank, N.A. It specializes in providing Banking as a Service (BaaS) solutions to a diverse range of non-bank companies, including over 100 of the nation's leading fintechs. The company's business model is built on a B2B2C framework, where it provides the foundational banking charter, regulatory compliance, and payment technology infrastructure that enables its partners to offer financial products and services to their end customers. Its primary services include card issuing sponsorship for prepaid and debit cards, commercial lending such as securities-backed lines of credit (SBLOC), and institutional banking services for deposits.

Founded in

United States