Smart2Cover is a specialist insurance advisor focused on the Dutch business market. The company offers comprehensive services in risk management, damage insurance (e.g., liability, property, fleet), and income insurance (e.g., absenteeism, disability). They emphasize a personal and proactive approach to help businesses identify, prevent, and insure against risks. Smart2Cover is part of Heilbron B.V., which in turn is a member of the Alpina Group, a large financial advisory organization in the Netherlands.