SharePeople was a Dutch cooperative founded in 2016 that offered a modern alternative to traditional disability insurance (AOV) for self-employed individuals. Its model was based on "crowdsurance," where a network of entrepreneurs collectively shared the risk of income loss due to illness or accident. Members would deposit a monthly amount into their own SharePeople account, and when a participant became ill, donations were made from the collective accounts to provide them with an income. The company aimed to provide a more flexible, affordable, and transparent solution compared to conventional insurance. In mid-2023, SharePeople announced it would cease its operations by the end of the year, citing challenges in scaling the model and the changing market landscape.

Founded in

Netherlands