Founded in 2021, RoomEquity offers a modern financial solution for homeowners who are "house-rich but cash-poor." The company's core product is a Home Equity Investment (HEI), which acts as an alternative to traditional debt-based options like HELOCs, home equity loans, or reverse mortgages. Homeowners receive a lump-sum cash payment today by selling a small portion of their home's future value. RoomEquity then shares in the potential profit (or loss) when the home is eventually sold, with no interest or monthly payments required during the term of the agreement. The mission is to provide homeowners with financial flexibility and access to their wealth without the burdens of additional debt.

Founded in

United States