Founded in 2014 by Shashank Kumar and Harshil Mathur, Razorpay is an Indian financial services and payments platform designed to enable businesses to accept, process, and disburse payments. The company's mission is to revolutionize money management for online businesses by providing clean, developer-friendly APIs and hassle-free integration. It has since expanded its product suite to include RazorpayX, a business banking platform for managing payroll and finances, and Razorpay Capital, a lending and credit service, positioning itself as a full-stack financial solutions provider for businesses of all sizes.