PT Pefindo Biro Kredit is the pioneer private credit bureau in Indonesia, established by PT Pemeringkat Efek Indonesia (PEFINDO), a credit rating agency. Officially licensed by the Indonesian Financial Services Authority (OJK) since 2015, the company's mission is to provide a trusted and comprehensive credit information system to support the national financial industry. It collects, processes, and disseminates credit data from various financial institutions to produce credit reports, credit scores (IdScore), and other value-added services for both individuals and businesses to facilitate more objective and efficient lending decisions.

Founded in

Indonesia