Monotto is a financial technology company that offers an automated savings and financial wellness platform to financial institutions. The company's core product, a "Robo-Save" engine, is designed to be integrated into a bank or credit union's existing digital banking services, helping their customers build savings habits automatically. Originally founded as a direct-to-consumer application, Monotto pivoted to a B2B model to provide its technology as a white-label solution. The company is a graduate of the Y Combinator accelerator program and was acquired by Geezeo in 2019, which was subsequently acquired by Jack Henry & Associates, a leading provider of technology solutions for the financial services industry.