Koperasi Sehati Makmur Abadi (KSMA) is a legally registered savings and loan cooperative based in Indonesia. Operating under the principles of cooperation and mutual assistance, its primary mission is to improve the economic welfare of its members. The cooperative achieves this by collecting funds in the form of savings from its members and channeling them back to the members through various loan products. KSMA focuses on providing accessible and beneficial financial solutions to foster economic empowerment and financial independence within its community.

Founded in

Indonesia