KBC Group NV is a major Belgian-based, integrated bank-insurer that was formed in 1998 from the merger of three Belgian financial institutions. The group's core business model focuses on providing a wide range of banking and insurance products and services to retail clients, small and medium-sized enterprises (SMEs), and mid-cap companies. With a strong emphasis on its home markets, KBC aims to be a customer-centric, digitally-driven financial institution, offering solutions in banking, insurance, and asset management.