Incuto is a UK-based financial technology company dedicated to transforming the community finance sector. Founded to help ethical lenders like credit unions and community banks modernize, the company offers a comprehensive cloud-based core banking platform. Its mission is to tackle financial exclusion by providing these organizations with the digital tools—including mobile banking apps, loan origination systems, and Open Banking integrations—needed to compete with mainstream banks and better serve their communities. Incuto is a trading name of The Software Menders Ltd and is authorised by the UK's Financial Conduct Authority (FCA) as a payment institution.

Founded in

United Kingdom