Heartland Bank Limited was formed in 2011 through the merger of MARAC Finance, CBS Canterbury, and Southern Cross Building Society. It officially became a registered bank in New Zealand in 2012. The bank's mission is to provide "banking you can use" by focusing on specialist areas and leveraging digital technology to offer straightforward and accessible financial products. It serves a diverse customer base, from individuals and families seeking mortgages and savings accounts to small and medium-sized businesses requiring asset finance and working capital.

Founded in

New Zealand