Launched as one of India's first consumer neobanks, Finin aimed to simplify personal finance management. In partnership with SBM Bank India, it offered users a digital savings account and a debit card managed through a smart, AI-driven mobile application. The platform provided features for expense tracking, automated budgeting, and goal-based savings to help users improve their financial habits. Founded in 2019, Finin was acquired by Open Financial Technologies in December 2021. Subsequently, in late 2022, the company announced the shutdown of its consumer-facing operations.