Finbricks, a.s. is a Czech financial technology company founded by three of the largest local banks: Česká spořitelna, ČSOB, and Komerční banka. Operating under the European PSD2 directive, Finbricks is licensed by the Czech National Bank as a Payment Initiation Service Provider (PISP). The company's mission is to simplify and secure online payments by providing merchants with a single API to connect to a wide network of banks, allowing customers to pay directly from their bank accounts without the need for payment cards. This approach aims to reduce transaction costs for merchants and enhance security for consumers.