Extensive research across global financial regulator databases (e.g., US FDIC & OCC, UK FCA), corporate registries, and public sources reveals no evidence of a legitimate, licensed financial institution operating under the name "FICO Bank". The name FICO is the registered trademark of the **Fair Isaac Corporation**, a data analytics company founded in 1956. FICO is a world leader in credit scoring (e.g., FICO® Score) and provides analytics solutions *to* the financial industry, but it does not operate as a bank, accept deposits, or offer traditional banking services itself. Any entity marketing itself as "FICO Bank" is not affiliated with the official Fair Isaac Corporation and should be considered with extreme caution as potentially fraudulent.

Founded in

Philippines