Credit Kite, Inc. operates a platform designed to make credit building more accessible. The company's primary service involves reporting customers' recurring payments, such as rent, utility bills, and subscriptions (like Netflix and Spotify), to the three major credit bureaus: Equifax, Experian, and TransUnion. By turning these regular payment histories into credit-tradelines, Credit Kite aims to help individuals with little or no credit history establish a score or improve their existing one. Their mission is to provide a simple and effective pathway to financial inclusion by leveraging financial data that is often overlooked in traditional credit scoring models.

Founded in

United Kingdom