Founded in 1952 in La Habra, California, American First Credit Union began as a financial cooperative for employees in the grocery industry. As a not-for-profit, member-owned institution, it operates with the mission of providing its members with high-quality, affordable financial services. Unlike a traditional bank, its profits are returned to members in the form of lower loan rates, higher savings yields, and fewer fees. The credit union offers a comprehensive suite of personal and business financial products, including checking and savings accounts, auto loans, mortgages, credit cards, and investment services.