a helping hand financial

A Helping Hand Financial positions itself as a modern financial partner for homeowners, primarily in California. The company's core business revolves around offering Home Equity Investments (HEIs) as a debt-free alternative to traditional financing options like reverse mortgages, HELOCs, or cash-out refinances. Their model involves providing a lump-sum cash payment to a homeowner in exchange for a share in the future appreciation of their property's value. This structure means there are no monthly payments or accrued interest for the homeowner during the term of the agreement.