Waafi is a comprehensive mobile money application developed by Hormuud Telecom, Somalia's largest telecommunications provider. Launched to accelerate the country's transition to a cashless economy, Waafi provides an integrated platform for financial and lifestyle services. Its core functions include sending and receiving money, merchant payments via QR codes, bill payments, and purchasing airtime. The service is deeply integrated with Salaam Somali Bank, allowing users to link their bank accounts for seamless transfers, deposits, and withdrawals, effectively bridging the gap between mobile money and traditional banking to promote financial inclusion.

Founded in

Djibouti