VibePay is a UK-based financial technology company that leverages Open Banking to facilitate seamless and secure payments directly between bank accounts. Founded by entrepreneur Luke Massie, the company aims to provide a low-cost, instant alternative to traditional payment methods like card transactions and direct debits. By connecting merchants directly to their customers' bank accounts via APIs, VibePay reduces transaction fees, eliminates chargebacks, and provides instant settlement, targeting both e-commerce businesses and creators in the creator economy.

Founded in

United Kingdom