Founded in 2001, Think Finance, Inc. was a Texas-based company that positioned itself as a technology and analytics provider for the online lending industry. The company developed a proprietary platform that handled loan origination, underwriting, and servicing for third-party lenders, primarily in the subprime and payday loan markets. While Think Finance claimed it was not a direct lender, regulators alleged its deep involvement in the lending businesses it supported constituted deceptive and illegal lending practices. Facing extensive legal challenges, particularly from the Consumer Financial Protection Bureau (CFPB), the company filed for bankruptcy in 2017 and ceased operations following a massive settlement.

Founded in

United States