SWIRL Card is a financial service product operated by Smart Transfer Ltd, providing a prepaid and reloadable Mastercard to consumers. The service is primarily aimed at the Irish market as a convenient and secure alternative to traditional credit and debit cards for online shopping, budgeting, and everyday payments. The mission is to offer financial flexibility and security, particularly for users who may not have access to or prefer not to use conventional banking services. The SWIRL Mastercard is an e-money product issued by PFS Card Services (Ireland) Limited (PCSIL), which is regulated by the Central Bank of Ireland.

Founded in

Ireland