SMART Tax Free Retirement is a financial strategy and brand operated by the company Live Abundant, founded by financial strategist Doug Andrew. The company's mission is to educate individuals on achieving a "tax-free" retirement, contrasting with traditional tax-deferred accounts like 401(k)s or IRAs. The core of their strategy, an acronym for Secure, Measurable, Attainable, Realistic, and Tax-Free (S.M.A.R.T.), heavily promotes the use of Indexed Universal Life (IUL) insurance policies as the primary vehicle for wealth accumulation and tax-free distribution in retirement. The business provides educational materials, seminars, and connects prospective clients with licensed professionals who can implement the strategy by selling these insurance products.

Founded in

United States