Founded in 2009 in Berlin, Germany, RatePAY GmbH is a payment institution that offers secure and simple payment solutions for online shops. As part of the Nexi Group, a leading European PayTech company, RatePAY specializes in white-label "buy now, pay later" (BNPL) methods, including purchase on invoice, installment payments, and direct debit. The company's core business model involves assuming the full risk of payment default for merchants and managing the entire payment process, from initial risk assessment to debtor management, allowing merchants to offer popular deferred payment options to their customers seamlessly under their own brand.

Founded in

Germany