Founded in 2008 and officially launched in 2014, Paidy Inc. is a financial technology company headquartered in Tokyo, Japan. Its core mission is to simplify the purchasing experience and make it more accessible for consumers by offering a cardless, instant post-pay credit service. Paidy's services, such as "3-Pay" and "6-Pay," allow users to split payments into interest-free installments. The company utilizes proprietary machine learning algorithms to underwrite transactions in seconds and guarantee payment to merchants. In September 2021, Paidy was acquired by the global payments leader PayPal, continuing its operations as a prominent BNPL provider in the Japanese market.

Founded in

Japan