Founded in 1994, MultiCarta is one of Russia's largest processing companies, providing a comprehensive suite of services for financial institutions. As a subsidiary of VTB Bank, it offers processing for major international and national (Mir) payment systems, service support for ATM and POS terminal networks, card issuing and personalization, and advanced fraud monitoring services. The company's mission is to deliver reliable, secure, and modern payment technology solutions to banks in Russia and the CIS countries.