Founded in 2018 and launched in 2019, Loanpad is a peer-to-peer lending platform authorised and regulated by the Financial Conduct Authority. The company's mission is to provide a "safer P2P" investment experience by focusing on short-term, property-backed loans. It operates a unique dual-funding model where its lending partners take a 'first loss' junior position in every loan, providing a significant safety buffer for Loanpad's retail investors. This structure is designed to offer stable, asset-backed returns with a strong emphasis on capital preservation.

Founded in

United Kingdom