Fintoc is a B2B fintech company that offers a unified Application Programming Interface (API) for businesses to connect with a wide network of financial institutions in Latin America. Its primary services are Financial Data Aggregation, allowing apps to securely access users' bank account information, and Payment Initiation, which enables direct bank-to-bank transfers. Founded with the mission to build and democratize access to financial infrastructure, Fintoc empowers developers and companies to create new financial products and services, such as personal finance management tools, credit underwriting models, and automated accounting reconciliation. The company is a Y Combinator alumnus (W21 batch).