Founded in 1989 by Howard L. Lewis, Family Heritage Life Insurance Company of America (FHL) specializes in providing supplemental insurance policies designed to protect families from the financial consequences of cancer, heart disease, stroke, and accidents. A key feature of their products is the "Return of Premium" benefit, which refunds all premiums paid if the policyholder remains claim-free for a specified period. The company was acquired by Globe Life Inc. (formerly Torchmark Corporation) in 2012 and continues to operate as a wholly-owned subsidiary, marketing its products through a network of independent sales agents across the United States.

Founded in

United States